Casinos That Accept Click2Pay UK 2026: A Veteran’s Guide to Digital Wallets

Click2Pay. The name suggests a frictionless, almost instantaneous transaction. In reality, it is a digital wallet that has spent the better part of two decades navigating the turbulent waters of online gambling regulation. For the UK player in 2026, its presence is a curious footnote in a market dominated by PayPal, Skrill, and the relentless push of Open Banking. You will not find it plastered across the homepage of every online casino uk 2026 has to offer. Its adoption is patchy, a relic of an earlier era when e-wallets were the only viable alternative to clunky bank transfers. And yet, for a specific subset of players, it remains a functional, if unglamorous, tool. This guide is not about celebrating Click2Pay as some revolutionary payment method. It is about dissecting where it still works, which operators tolerate it, and what the real cost of using it in the current UK market actually is.

The UK Gambling Commission (UKGC) has, over the last decade, systematically tightened the screws on payment processing. Every transaction is scrutinised. Every operator must verify the source of funds. This regulatory environment has made niche e-wallets less attractive for casinos, which prefer methods with deeper integration and clearer audit trails. Consequently, finding casinos that accept Click2Pay UK 2026 requires a more forensic approach than simply checking a deposit page. You are looking for operators who have maintained legacy payment integrations or who cater to a global audience where Click2Pay still holds some sway. The list is not long, and the reasons for its brevity are rooted in compliance, cost, and player demand.

We will examine the operators who still list it, the mechanics of using it for deposits and withdrawals, and the cold, hard maths of why it might or might not be worth your time compared to faster, more mainstream alternatives. The focus is on practicality. Does it work? How fast are withdrawals? What are the fees? And crucially, does using it disqualify you from any welcome bonuses? Because in this industry, the “free” bonus is never free, and the payment method you choose is often the first variable the casino uses to calculate your value as a customer.

Understanding Click2Pay in the 2026 UK Gambling Landscape

Click2Pay is an e-wallet service that allows users to make online payments without directly sharing their bank or card details with the merchant. Founded in the early 2000s, it was once a staple in the online gambling world, particularly for international players. In the UK, however, its trajectory has been one of gradual decline. The rise of PayPal as a trusted, UKGC-compliant option, followed by the ubiquity of Skrill and Neteller, pushed Click2Pay to the margins. By 2026, it is not a payment method that new online casinos real money platforms are rushing to integrate. The technical and compliance overhead for maintaining a less-popular wallet is simply not justified by the player volume it attracts.

The UKGC’s stance on payment methods is clear: they must facilitate effective due diligence. This means the casino needs to be able to trace funds and verify identities with a high degree of certainty. Established e-wallets like PayPal have robust, pre-built compliance frameworks that satisfy these requirements. Click2Pay, with its smaller market share and potentially less sophisticated integration with UK banking systems, presents a higher administrative burden. For an operator, adding Click2Pay is a decision weighed against the cost of compliance checks and the relatively small number of players who would actually use it. This is why you will often see it listed in the footer of a site’s payment page, but find it absent from the actual cashier during registration.

From a player’s perspective, using Click2Pay in 2026 means accepting a set of trade-offs. The primary advantage is a layer of privacy; your casino transactions do not appear directly on your bank statement, which is listed under the e-wallet’s name instead. For some, this is a meaningful separation of finances. The disadvantages are more concrete. Processing times for withdrawals can be slower than with integrated methods like debit cards or Open Banking. Fees, both from Click2Pay itself and potentially from the casino for using a “third-party” wallet, can eat into your bankroll. And the bonus eligibility issue is real and persistent. Many safe online casinos uk explicitly exclude e-wallet deposits from their welcome offers, a policy designed to prevent bonus abuse and simplify the verification of a player’s “first deposit.”

Top UK Casinos Still Supporting Click2Pay Deposits

Identifying operators that accept Click2Pay is not a straightforward task. Payment method lists are often buried in terms and conditions or only revealed after account creation. Based on current market analysis, the following operators have been known to support Click2Pay, though availability can change. It is critical to verify directly with the casino’s support team before depositing, as integration status can be updated without notice. The list below is not an endorsement of their services beyond the payment method query; it is a factual statement of current compatibility.

Operator	Typical Welcome Bonus	UKGC Licence	Min. Deposit	Key Feature
Grosvenor Casinos	100% up to £200	Yes	£10	Land-based & online hybrid
Lottoland	Varies by product	Yes	£10	Betting on lotteries & casino
Pub Casino	100% up to £100	Yes	£10	UK-focused, pub theme
Sun Bingo	Bingo & slots bonuses	Yes	£10	Tabloid brand, bingo-centric
MrQ	Wager-free spins	Yes	£10	No wagering requirements
BoyleSports	Sports & casino combo	Yes	£10	Established bookmaker

This list is illustrative, not exhaustive. The reality is that Click2Pay’s footprint in the UK online casino market is small and shrinking. Operators like Grosvenor Casinos, with their dual online and physical presence, maintain a wider array of payment options to cater to a diverse customer base. Others, like MrQ, focus on a streamlined experience where only the most popular, fastest methods are prioritised. The inclusion of Click2Pay on a site does not necessarily mean it is a recommended method; it simply means the integration exists. Your due diligence does not end with finding a casino that accepts it. You must then investigate the specific terms attached to its use.

Do casinos charge fees for Click2Pay transactions?

Some do, some do not. The casino itself may waive fees, but Click2Pay as a service often has its own fee structure for currency conversion or withdrawals to a bank account. Always check both the casino’s banking page and Click2Pay’s own terms. A common scenario is a 2-3% fee on withdrawals, which can negate a winning session’s profit margin if you are not careful.

Is Click2Pay considered a safe payment method for UK players?

Safety in this context means two things: transaction security and regulatory compliance. Click2Pay uses encryption, so the transaction itself is secure. However, because it is less integrated with the UK’s specific anti-money laundering (AML) frameworks than major competitors, the onus is on the casino to perform extra checks. This can sometimes lead to longer verification times for your first withdrawal. It is safe, but potentially slower.

The Legal Framework: UKGC Licensing and Payment Method Compliance

The UK Gambling Commission does not approve individual payment methods. Instead, it mandates that all licensees have robust systems for managing financial transactions, preventing money laundering, and protecting customer funds. An operator’s choice to offer Click2Pay is a commercial decision, but it must operate within this legal framework. Every transaction, regardless of method, must be traceable. For an e-wallet, this means the casino must be able to link the wallet account to a verified player identity. This is why you will often be asked to verify your Click2Pay account separately, providing proof of ownership that matches your casino account details.

The 2025 updates to the UKGC’s guidance on financial transactions placed even greater emphasis on source of funds checks. This has made some operators more cautious about accepting e-wallets that are perceived as less transparent. The regulation does not ban Click2Pay, but it creates an environment where the compliance cost of offering it must be justified. For the player, this translates into a potential for more stringent verification requests. It is not a reflection of your integrity, but a procedural hurdle mandated by the regulator. The process is the same for all methods, but the implementation can feel more cumbersome with a less-integrated wallet.

Licensing is the bedrock of safe online casinos uk. Every operator we discuss holds a UKGC licence, which means they are subject to regular audits, must segregate player funds, and have responsible gambling tools mandated by law. The payment method is just one component of this regulated ecosystem. Using Click2Pay does not change the underlying safety provided by the licence; it simply adds a layer of intermediary processing. The key is to ensure you are playing at a licensed site in the first place. That is the non-negotiable starting point for any real money gambling in the UK.

Game Availability and Restrictions When Using Click2Pay

A common misconception is that your payment method dictates which games you can play. In the UK market, this is largely untrue. Once your deposit is cleared, the funds are in your casino balance and are treated the same regardless of source. You can play slots, live casino games, table games, or anything else the operator offers. The restriction, where it exists, is almost always tied to bonus terms, not game access. If you deposit via an excluded method for a welcome bonus, you may forfeit the bonus funds, but you can still play with your own deposited cash on any game you wish.

The exception is sometimes found in progressive jackpot slots. A few operators, in their terms, specify that maximum bet limits (which apply to bonus funds) do not apply to jackpot contributions when playing with your own money. This is a niche point, but relevant for high rollers. Using Click2Pay does not change these rules. The game’s RTP, volatility, and your own strategy are the variables that matter at the reels or the blackjack table. The payment method is a logistics issue, not a gaming one. Do not let anyone tell you that using a specific wallet gives you an edge or a disadvantage in the game itself. That is pure superstition, and the maths does not care how you funded your bet.

For live casino real money play, the same principles apply. The dealer, the stream, the rules of the game—none of it is influenced by your deposit method. The only practical difference might be in the speed of topping up your session balance. If you are in the middle of a roulette run and need to deposit more, the processing time of your chosen method becomes relevant. E-wallets are generally faster than bank transfers but can be slower than instant card deposits or Open Banking. Plan your bankroll management accordingly. Running out of chips mid-hand because your deposit is pending is a frustrating and entirely avoidable scenario.

Deposits, Withdrawals, and the True Cost of Using Click2Pay

The mechanics are simple enough. You select Click2Pay at the cashier, enter your wallet credentials, and confirm the amount. Deposits are typically processed within minutes, though the casino’s own internal review can add a delay, especially for first-time deposits. The real friction point is withdrawals. While many casinos process e-wallet withdrawals within 24 hours, the actual time for funds to appear in your Click2Pay account can vary. Then, you face the second leg of the journey: moving money from Click2Pay to your UK bank account. This can take an additional 1-3 business days and may incur a fee from Click2Pay’s side.

Compare this to a debit card withdrawal, which often lands in your bank account within 24 hours via the Faster Payments Service, or an Open Banking transfer, which can be near-instant. The latency of Click2Pay is a tangible disadvantage. In a market where best online casinos fast withdrawal is a key player demand, being two steps removed from your bank is a significant drawback. The fees compound this. If Click2Pay charges 2.5% for a withdrawal, and you cash out £500, that is £12.50 gone before you even see the money. Over a year of regular play, these small percentages add up to a meaningful sum.

Payment Method	Typical Deposit Time	Typical Withdrawal Time	Common Fee Structure	Bonus Eligibility
Click2Pay	Instant to 15 mins	24-72 hours	Possible 1-3% on withdrawals	Often excluded
PayPal	Instant	Within 24 hours	Usually free from casino side	Usually eligible
Debit Card	Instant	1-3 days (Faster Payments)	Free	Usually eligible
Open Banking	Instant	Instant to 2 hours	Free	Usually eligible

The table above illustrates the competitive landscape. Click2Pay is not obsolete, but it is outpaced on nearly every metric that matters to a UK player in 2026. The only remaining argument in its favour is the privacy of having gambling transactions consolidated under one e-wallet name. For a minority of players, that is a valid priority. For the majority, the speed and cost advantages of modern alternatives make them the pragmatic choice. The “free” transaction is an illusion when you factor in time and hidden charges.

New Online Casinos and the Click2Pay Question

New online casinos entering the UK market in 2026 are built on modern tech stacks. Their payment integration priorities are clear: Apple Pay, Google Pay, Open Banking, and the major e-wallets like PayPal and Skrill. Integrating a legacy system like Click2Pay is a low priority. The development cost, the ongoing maintenance, and the minimal player demand make it an easy decision to omit. If you are specifically seeking new online casinos no deposit offers, the payment method list will be even more streamlined. These operators are focused on low-friction acquisition, and Click2Pay does not fit that model.

There is a strategic angle here. Operators who do support Click2Pay are often more established, with larger player bases and more resources dedicated to payment processing diversity. They are not chasing the newest trends but servicing a broad market. This can be a double-edged sword. On one hand, you get a stable, if somewhat dated, platform. On the other, you may miss out on the latest gamification features or the slickest mobile casino app experiences that newer, more agile competitors offer. The choice between a legacy operator with Click2Pay and a new one without it is a choice between breadth of payment options and modernity of user experience.

For the player interested in slots no deposit or free spins no deposit, the payment method is often irrelevant to the promotion itself. These bonuses are typically credited upon registration or via a promo code, not tied to a deposit method. However, to withdraw any winnings from such bonuses, you will need a verified payment method on file. This is where Click2Pay can be added as a withdrawal option, even if it was not used for the initial (or non-existent) deposit. The catch is that the casino may still require a deposit via an eligible method before allowing a withdrawal to an e-wallet, a common anti-fraud measure. Read the terms. They are tedious, but they contain the rules of the game you are actually playing.

Can I use Click2Pay for mobile casino play?

Yes, if the casino’s mobile site or app supports it in the cashier. The method is platform-agnostic; it works the same on a desktop as on a smartphone. The user experience, however, may be less optimised. Entering e-wallet credentials on a small screen is less convenient than a one-touch Apple Pay confirmation. Functionality is there, but convenience is compromised.

What are the alternatives if my preferred casino drops Click2Pay support?

Focus on the core e-wallets: PayPal, Skrill, and Neteller. They are the most widely accepted and offer similar privacy benefits with better speed and integration. Open Banking is also becoming a standard, offering direct bank transfers with the speed of an e-wallet. The market provides ample alternatives; Click2Pay is not a necessity.

Methodology: How We Evaluate Casinos and Payment Methods

Our assessment is not based on affiliate commissions or promotional considerations. It is a cold analysis of publicly available information: UKGC licence status, published terms and conditions, player feedback forums, and direct testing of the payment process where possible. We look at four core pillars: legitimacy (is the licence valid and in good standing?), payment reliability (do deposits and withdrawals process as advertised?), bonus transparency (are the terms clearand fairness (are the games from certified providers?), and user experience (is the site functional and intuitive?). The payment method compatibility is a subset of the reliability pillar. We do not rank operators based on whether they accept Click2Pay; we note it as a factual characteristic. The presence of a payment method does not make a casino good or bad; it simply makes it compatible with a specific user preference. Our goal is to provide the data point, not to make the decision for the player. The decision involves personal priorities around speed, cost, and privacy that no third-party ranking can fully account for.

The process for verifying a casino’s support for Click2Pay involves checking the official website’s banking or FAQ section, and where that is unclear, contacting customer support directly via live chat or email. We document the response. If support confirms Click2Pay is available for both deposits and withdrawals, it is noted. If they state it is available for deposits only, that is a critical distinction. A one-way payment method is a logistical headache, forcing you to use a different channel for withdrawals and complicating your financial tracking. This level of detail is what separates a useful guide from a superficial list. We are interested in the operational reality, not the marketing brochure.

Furthermore, we examine the casino’s broader payment ecosystem. A site that still offers Click2Pay in 2026 is likely to have a wide array of other options, from traditional bank transfers to modern fintech solutions. This breadth is itself a positive indicator, suggesting an operator with the technical infrastructure and compliance resources to manage multiple payment partners. It points to stability. Conversely, a casino with only two or three payment methods may be newer, leaner, but also potentially more fragile in its operations. The payment page is a diagnostic tool for the casino’s overall health and ambition.

Responsible Gambling and Payment Method Control

Using an e-wallet like Click2Pay can introduce a psychological distance between your bank account and your gambling activity. This can be a double-edged sword. For some, it aids budgeting by creating a dedicated gambling fund within the wallet. For others, it obscures the reality of losses, making it easier to chase. The UKGC mandates that all licensed operators provide tools for deposit limits, loss limits, session time limits, and self-exclusion. These tools apply regardless of your payment method. Setting a weekly deposit limit of £50 on your casino account will block further deposits via Click2Pay, or any other method, once that limit is reached. The control mechanism is at the account level, not the payment level.

The “free” bonus, the “gift” of spins, the “VIP” programme—these are marketing constructs designed to encourage play. The responsible gambler views them as what they are: incentives with mathematical expectations that favour the house. Using Click2Pay does not change the underlying RTP of a slot or the house edge in blackjack. The only thing it changes is the plumbing of the money. Your focus should remain on the game mechanics, your bankroll, and the limits you set. The payment method is the least interesting variable in the equation of responsible play. Dwelling on it is a distraction from the real work of managing your own behaviour.

If you find that the separation provided by an e-wallet is making it harder to track your spending, consider switching to a method that provides clearer, real-time statements directly linked to your main bank account. The goal of responsible gambling tools is transparency and control. Choose the payment method that best supports that goal for your personal psychology. There is no universally “best” method; there is only the one that helps you stay within the boundaries you have set for yourself. The casino’s responsibility ends at providing the tools; your responsibility is to use them.

The Future of Niche E-Wallets in the UK Market

The trajectory for Click2Pay in the UK is not one of growth. The market is consolidating around a few dominant players and new, bank-linked technologies. The cost of maintaining compliance for a low-volume payment method is a burden that fewer operators will be willing to bear. We may see Click2Pay remain as an option at a handful of legacy sites for another few years, but it is unlikely to see a resurgence. The innovation is happening elsewhere, in instant bank transfers and embedded finance solutions that make the e-wallet intermediary step redundant for many users.

For the player, this means that while you can still use Click2Pay today, building your entire gambling banking strategy around it is unwise. Diversify. Have a primary method that is fast, free, and widely accepted—like a debit card or PayPal. Keep Click2Pay as a secondary option if privacy is a specific concern for certain transactions. The online casino real money ecosystem is dynamic, and payment method support can change with a software update. Do not become so attached to a single tool that its disappearance would disrupt your play. Adaptability is a more valuable trait than loyalty to a particular payment processor.

The broader lesson is about the nature of the online gambling industry itself. It is a business of calculated risks, and your choice of payment method is a minor but real part of that calculation. Weigh the convenience against the cost. Weigh the speed against the privacy. Make an informed, pragmatic decision based on your own priorities, not on outdated assumptions or the allure of a word like “free” placed in quotation marks by a marketing department that knows exactly what it is doing. The house always has the edge; your job is to manage the variables you can control.

Will Click2Pay ever be removed from UK casinos entirely?

It is possible, though not imminent. As the UKGC updates its technical standards and as older payment integrations become more expensive to maintain, operators will periodically audit their payment pages. Click2Pay could be dropped during such a review if usage data does not justify the cost. Players relying on it should monitor their casino’s banking announcements.

How does Click2Pay compare to cryptocurrency casinos for privacy?

They serve different purposes. Click2Pay is a traditional e-wallet that still operates within the regulated fiat currency system and requires identity verification. Cryptocurrency offers pseudonymity but comes with its own set of risks, price volatility, and a largely unregulated status in the UK. For a UKGC-licensed casino, Click2Pay is the more straightforward, if less private, option.

The final, mundane reality is that your choice of payment method will not make you a winner or a loser. The maths of the games determines that over time. Click2Pay is a pipe, a conduit for funds. Its diameter, its speed, its cost—these are practical considerations. Choose the pipe that leaks the least and delivers the fastest, then focus your attention on the game itself, where the real outcome is decided. The rest is just plumbing, and nobody ever won a fortune by admiring the pipes.

And if you are still reading this, wondering whether Click2Pay is the secret weapon you have been missing, let me save you the suspense. It is not. It is a payment method. A functional, slightly clunky, somewhat outdated payment method that still works at a handful of UK casinos in 2026. The excitement level here is roughly equivalent to discovering that your toaster also has a bagel setting. Useful? Yes. Life-changing? Absolutely not.

The real question you should be asking is not “which payment method should I use?” but “how much am I willing to lose this month, and have I set the limits to ensure I stick to that number?” Because that is the only calculation that matters. The payment method is just the vehicle that delivers your money to the casino’s coffers. Whether it arrives by Click2Pay, PayPal, or carrier pigeon, the house edge remains unchanged. The slots do not care about your e-wallet. The roulette wheel does not check your deposit method before determining where the ball lands.

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So use Click2Pay if you want to. Do not use it if you do not. The world will not end either way. Just make sure you are playing at a UKGC-licensed casino, that you have set your deposit limits, and that you are under no illusions about the mathematical reality of gambling. The “free” bonus is not free. The “VIP” treatment is not exclusive. And the “convenience” of any payment method is measured in the seconds it takes to hand your money over to someone who has structured the games to take it from you, slowly, methodically, and with a smile.

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One last thing. If you do decide to use Click2Pay, check the fee structure twice. Once on the casino’s site, once on Click2Pay’s site. Because nothing ruins a winning session quite like discovering a 2.5% withdrawal fee you did not know about. It is the financial equivalent of finding a parking ticket on your car after a good night out. Technically your own fault for not reading the signs, but still deeply irritating.

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The irony is thick enough to spread on toast. You have navigated a labyrinth of payment processors, regulatory jargon, and bonus terms to arrive at the conclusion that the method of transferring your money is the least significant part of the entire gambling equation. It is a bit like spending hours researching the optimal brand of kettle to boil water for a cup of tea that you then forget on the counter until it goes cold. The process consumed your attention, but the outcome remained unchanged.

Click2Pay, in the grand theatre of UK online gambling in 2026, is a supporting actor with a dwindling number of scenes. The lead roles are held by the games themselves, the mathematics of chance, and the discipline of the player. The payment method is the stagehand who moves the props. Essential for the show to run, perhaps, but not the reason anyone bought a ticket. If you have read this far, you are either meticulously thorough or deeply bored. Either way, your time would be better spent verifying that any casino you choose holds a valid UKGC licence and that you have set a hard deposit limit for the week.

And that, in the end, is the only advice that holds any weight. Not which e-wallet to use, not which bonus to claim, but the simple, unglamorous act of setting a boundary and sticking to it. The rest is noise, marketing fluff, and the endless, shifting sands of payment method compatibility. The house always wins in the long run; your only control is over how much you are willing to lose in the short one. Choose your payment method, any method, and then focus on the only variable that matters: yourself.

The silence from the casino’s support team when you ask about Click2Pay processing times is deafening. You send a polite email. You get a canned response about “processing times varying depending on verification status and security checks.” Thanks, that is helpful. It is the equivalent of a doctor telling you that you will feel better when you are no longer sick. The vagueness is a feature, not a bug. It allows them to delay without committing to a timeline. Your withdrawal sits in “pending” status while you refresh your email every ten minutes, wondering if you have inadvertently triggered some obscure clause in the terms and conditions about “unusual account activity.” The activity was a £50 deposit and a few spins on a slot with a 96% RTP. The unusual part is your expectation of timely service.

Consider the mathematics of the delay. A 48-hour pending period on a withdrawal is not just an inconvenience; it is a strategic tool. During that window, a significant percentage of players will reverse the withdrawal and gamble the funds again. The casino knows this. The pending period is a friction point designed to exploit a moment of weakness. When you use a method like Click2Pay, which adds its own potential processing time on top, you are extending that window of temptation. The “convenience” of an e-wallet becomes a liability when it is coupled with a casino’s deliberate delay tactics. You are not just waiting for money; you are waiting in a psychological holding pattern where the urge to cancel the withdrawal and play “just one more session” grows with each passing hour.

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The comparison to a debit card withdrawal is stark. With Faster Payments, the money is often in your account within hours. The psychological closure is immediate. The transaction is complete. The money is yours, back in your control, no longer sitting in a limbo state controlled by a third party. With Click2Pay, the money moves from the casino to the e-wallet, and then from the e-wallet to your bank. Two steps, two potential points of failure, two sets of terms to navigate. It is a relay race where the baton is your cash, and one of the runners is known for taking a leisurely stroll.

And let us talk about the verification dance. You sign up at a casino, deposit with Click2Pay, win a modest amount, and request a withdrawal. Suddenly, you are asked for proof of ID, proof of address, and proof of ownership of the Click2Pay account. This is standard procedure, but the execution can be painfully slow. You upload the documents. You wait. You get an email saying the proof of address is not clear enough. You retake the photo. You resubmit. Another 24 hours pass. The entire process, which would be streamlined with a directly linked bank card, becomes a multi-day ordeal. The casino is complying with regulations, yes, but the friction is real and it disproportionately affects users of less-integrated payment methods.

There is a certain grim humour in the situation. You chose Click2Pay for its supposed ease and privacy. Instead, you find yourself in a bureaucratic maze, providing documents to prove you are who you say you are, to access money you have already won, through a service that promised to make payments simpler. The privacy aspect, the main selling point, is moot once you are handing over your passport scan to the casino’s compliance team. The circle of trust has expanded to include everyone except your bank, which is now the last entity to see the transaction. You have achieved a very specific and arguably pointless form of financial obscurity.

The fees are the final insult. Not always present, but when they appear, they are a stark reminder that “free” services are never free. Click2Pay may charge a percentage for currency conversion if you are playing at a casino that operates in a different currency. They may charge a flat fee for withdrawing funds to your bank account. These are not hidden in the sense that they are secret; they are hidden in the sense that you only discover them when you need to move your money. It is like finding out the “free” hotel breakfast is only free if you stay in the most expensive suite. The fine print is where the real business model lives.

So, where does this leave the pragmatic UK gambler in 2026? Click2Pay is an option. A valid, functional, but deeply flawed option. It is the cassette tape of payment methods in an era of streaming. It still works, if you have the right equipment and the patience to use it. But the market has moved on. Faster, cheaper, more integrated methods are the standard. Using Click2Pay is a choice to swim against the current, to accept delays and potential fees for a marginal benefit in transaction privacy that is largely illusory in a regulated market where your identity is known anyway.

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